Over 140 insurance companies have filed lawsuits against utilities and landowners in relation to the Maui wildfires, seeking reimbursement for claims paid to policyholders totaling over $1 billion. The plaintiffs include well-known insurers such as State Farm, USAA, and Lloyd’s. Defendants include Hawaiian Electric, Hawaiian Telcom, and Kamehameha Schools. The insurance companies and individual plaintiffs share a common goal of proving negligence on the part of the utilities or landowners. However, there may be a struggle over resources as the insurers seek priority over the homeowners in recovering damages. Hawaiian Electric does not have the resources to reimburse the insurers, and its stock price has dropped since the fires.